The Novum Institute Legal Notices & Policies


Legal Notice


The following are terms of a legal agreement between you and The Novum Institute. By accessing, browsing and/or using this Website ("Website"), you acknowledge that you have read, understood, and agree, to be bound by these terms and to comply with all applicable laws and regulations, including U.S. export and re-export control laws and regulations. The Novum Institute makes no representation that materials in the Website are appropriate or available for use in other locations, and access to them from territories where their contents are illegal is prohibited. Those who choose to access this Website from other locations do so on their own initiative and are responsible for compliance with applicable local laws. If you do not agree to these terms, do not use this Website.


Terms of Use and Legal Restrictions


The content of this Website, including but not limited to the text and images herein and their arrangement, are Copyright (c) 2007 by The Novum Institute All Rights Reserved.


The Novum Institute hereby authorizes you to copy and display the content herein, but for your personal, non-commercial use only.

Any copy you make must include this copyright notice. If attribution to The Novum Institute is included, limited quotations from the content are hereby permitted. You may not copy or display for redistribution to third parties for commercial purposes any portion of the content without the prior written permission of The Novum Institute You also may not, without The Novum Institute's permission, "mirror" any material contained on this Website on any other server.


The Novum Institute and the Novum Institute logo and brand identities are trademarks and copyrights of The Novum Institute.


The Novum Institute's trademarks may be used publicly with permission only from The Novum Institute. Fair use of The Novum Institute's trademarks in advertising and promotion of The Novum Institute products requires proper acknowledgement.


All other brands and names are the property of their respective owners.


Nothing contained herein shall be construed as conferring by implication, estoppel, or otherwise any license or right under any patent, trademark, copyright (except as expressly provided above), or proprietary rights of The Novum Institute or of any third party.


The Novum Institute makes no representations about the suitability of the content of this Website for any purpose. All content is provided "as is" without any warranty of any kind. The Novum Institute hereby disclaims all warranties and conditions with regard to the content, including but not limited to all implied warranties and conditions of merchantability, fitness for a particular purpose, title, and non-infringement. In no event shall The Novum Institute be liable for any special, indirect, exemplary, or consequential damages or any damages whatsoever, including but not limited to loss of use, data, or profits, without regard to the form of any action, including but not limited to contract, negligence, or other tortious actions, arising out of or in connection with the use, copying, or display of the content.


In no event will The Novum Institute, its suppliers, or other third parties mentioned at this Website be liable for any damages whatsoever (including, without limitation, those resulting from lost profits, lost data or business interruption) arising out of the use, inability to use, or the results of use of this Website, any websites linked to this Website, or the materials or information or services contained at any or all such sites, whether based on warranty, contract, tort or any other legal theory and whether or not advised of the possibility of such damages. If your use of the materials, information or services from this Website results in the need for servicing, repair or correction of equipment or data, you assume all costs thereof. Applicable law may not allow the exclusion or limitation of incidental or consequential damages, so the above limitation or exclusion may not apply to you.


Applicable Laws. This Website is administered by The Novum Institute from its offices within the United States. The Novum Institute makes no representation that materials or services at this Website are appropriate or available for use outside the United States, and access to them from territories where their contents are illegal is prohibited. You may not use or export or re-export the materials or services at this Website or any copy or adaptation in violation of any applicable laws or regulations including without limitation U.S. export laws and regulations. If you choose to access this Website from outside the United States, you do so on your own initiative and are responsible for compliance with applicable local laws. These Terms will be governed by and construed in accordance with the laws of the State of Colorado, without giving effect to any principles of conflicts of laws.


User Submissions. Other than personally identifiable information, which is covered elsewhere herein, or client-specific proprietary information, any material, information or other communication you transmit or post to this Website will be considered non-confidential and non-proprietary (Submissions). The Novum Institute will have no obligations with respect to the Submissions. The Novum Institute and/or its designees will be free to copy, disclose, distribute, incorporate and otherwise use the Submissions, including all data, images, sounds, text, and other things embodied therein for any and all commercial or non-commercial purposes.


You are prohibited from posting or transmitting to or from this Website any unlawful, threatening, libelous, defamatory, obscene, pornographic, or other material that would violate any law.


Although The Novum Institute believes the content to be accurate, complete, and current, The Novum Institute makes no warranty as to the accuracy, completeness or currency of the content. It is your responsibility to verify any information before relying on it. The content of this Website may include technical inaccuracies or typographical errors. From time to time changes are made to the content herein. The Novum Institute may make changes in the products and/or the services described herein at any time.


Any opinions expressed herein are solely those of the creators of the material and are not the opinions of The Novum Institute, or its affiliates, or of the management of those entities.


This Website contains a variety of proprietary notices and copyright information, the terms of which must be observed and followed.


Information on this Website may contain technical inaccuracies or typographical errors.


Information may be changed or updated without notice.


The Novum Institute may also make improvements and/or changes in the products and/or the products, services and/or programs described on this Website at any time without notice.


If you breach any of these terms, your authorization to use this Website automatically terminates and you must immediately destroy any downloaded or printed materials. The Novum Institute also reserves the right to terminate your authorization to use any services at the Website and to delete any one or more of your related accounts, with or without cause, immediately and at any time.


The Novum Institute does not want to receive confidential or proprietary information from you through our Website unless you are a Novum Institute client and have executed the Novum Institute Bilateral Non-Disclosure and Confidentiality Agreement. Please note that any information or material sent by non-clients to The Novum Institute will be deemed not to be confidential.


The Novum Institute makes no representations whatsoever about any other Website which you may access through this one. When you access a non- Novum Institute Website, even one that may contain the Novum Institute logo, please understand that it is independent from The Novum Institute, and that The Novum Institute has no control over the content on that Website. In addition, a link to a non-Novum Institute Website does not mean that The Novum Institute endorses or accepts any responsibility for the content, or the use, of such Website. It is up to you to take precautions to ensure that whatever you select for your use is free of such items as viruses, worms, trojan horses and other items of a destructive nature. In no event will The Novum Institute be liable to any party for any direct, indirect, special or other consequential damages for any use of this website, or on any other hyper linked website, including, without limitation, any lost profits, business interruption, loss of programs or other data on your information handling system or otherwise, even if we are expressly advised of the possibility of such damages.


Privacy Policy


We understand the importance of privacy to our clients and visitors to our Website. Our policy is to treat what we learn about our clients as confidential. We will not give or sell confidential or personal information about our clients to any third party not affiliated with our firm, except as required by law or as necessary to provide The Novum Institute services to the client.


We collect and store information about every client we handle so that we can efficiently provide the client the services they demand. We use information about our clients, their clients, and their activities to provide or enhance the services we make available to our clients, to enhance our ability to communicate with our clients about additional services they may find of value, to satisfy our legitimate business interests (including performing trend analysis and market studies), to set prices, establish credit, fulfill contracts, accomplish the billing function, and to comply with government regulations. As we collect and use information about our clients, we may contract with vendors to assist us in processing that information. These vendors are required to maintain the confidentiality of the information and are restricted from using the information for any purpose other than helping to provide The Novum Institute services to our clients.


Some of the information collected by The Novum Institute is personal data or data which relates to an identifiable person, such as names, addresses, e-mail addresses, and telephone numbers. We never sell information to third parties not affiliated with our firm that could be used to specifically to identify an individual client or group of clients. Anonymous data, with all names, addresses and other personally identifiable information removed, is sometimes shared with third parties or used to create data for publications. We will provide personal data to government agencies as required by law or regulation.


Your continued use of this Website signifies your assent to the Novum Institute Legal Policy. We reserve the right, at our discretion, to, modify, add, or remove portions of this policy at any time. Please check this page periodically for changes.


If you have questions about this privacy statement, the practices of this Website, or your experience with The Novum Institute, you can contact:


Email: legal (at) novuminstitute (dot) org


or write:


The Novum Institute

Attention: Legal
1153 Bergen Parkway Ste M271
Evergreen CO 80439


Comments, suggestions or materials sent or transmitted to The Novum Institute shall be deemed to be non-confidential, unless other arrangements are made, or for client materials and information. The Novum Institute shall have no obligation of any kind with respect to such comments, suggestions or materials and shall be free to use and distribute them to others without limitation, including, but not limited to developing and marketing products incorporating them.


Donation Disclaimer Legal Notice


Potential Donors at this website acknowledge they have not been improperly solicited for donations cash or otherwise directly or indirectly either via e-mail, direct mail solicitations, or any other advertisements by The Novum Institute or any affiliate within the boundaries of their respective state. This website or the use thereof does not constitute an attempt by The Novum Institute to solicit donations in any state where such solicitations are restricted by state statutes. The use of the website by each potential donor is voluntary. The donation contract is subject to acceptance solely by The Novum Institute. Not all donation submissions will be accepted.